What is Medicare Advantage and how is it different from Original Medicare?

Medicare Advantage (Part C) is a private health plan approved by Medicare that bundles Part A and Part B coverage and usually includes extra benefits like dental, vision, and hearing. Unlike Original Medicare, all services go through the plan's network.

What is the difference between Medicare Advantage and a Medicare Supplement (Medigap)?

Medicare Advantage replaces Original Medicare with an integrated private plan. Medigap works alongside Original Medicare to cover the copays and deductibles Medicare does not pay. Each option has advantages depending on your health, budget, and preferred medical network.

How much does it cost to use CIENEL's services?

Our service is completely free for you. As an independent agent, we receive compensation from insurance companies when you enroll in a plan — without affecting the price of your policy or the options we recommend.

Do you serve in Spanish?

Yes, we serve in Spanish and English. You can reach us in whichever language you feel most comfortable — by WhatsApp, phone, or email.

How do I schedule a call or consultation?

The fastest way is to message us on WhatsApp at (754) 244-7995. You can also use the quote form on this site and we will contact you within 24 hours.

Do you serve outside Tampa?

Yes. We are licensed throughout the state of Florida. While we are based in Tampa, we help residents in Miami, Orlando, Jacksonville, and any county in Florida.

Tampa, FL · All of Florida

Find your Medicare plan in Tampa without the runaround.

At CIENEL we help you navigate Medicare in English or Spanish. No fine print, no pressure — just the plan that fits your life.

Get a free quote Message us on WhatsApp

Licensed in FloridaAHIP Certification 2026Tampa · All of FloridaFree service for you

What we offer

Medicare plans tailored to every stage of your life, explained in your language.

Medicare Advantage

Plans that bundle hospital, medical, and often dental, vision, and transportation — all in one card.

Medicare Supplements

Also known as Medigap. Covers copays, deductibles, and other out-of-pocket costs from Original Medicare.

Medicare Part D

Drug plans that complement your current coverage. We help you find the plan with the best formulary for your medications.

Coming soon

Dental & Vision

Dedicated coverage for your teeth and eyes, beyond the benefits included in your Medicare plan.

Coming soon

Hospital Indemnity

Direct cash payment when you are hospitalized, to cover expenses your health insurance may not include.

Coming soon

Cancer, Heart & Stroke

Targeted financial protection after a serious diagnosis, when costs can exceed any standard coverage.

Why choose CIENEL?

100% bilingual service

We speak your language for real. We explain every detail in English or Spanish — no confusing jargon, no middlemen.

Medicare specialists

Medicare only. That lets us know every plan, every annual change, and every option available to you in Florida.

Tampa, FL — your neighborhood

We are local. We know the providers, hospitals, and networks in your area better than any national agency.

Fast, human response

No chatbots. When you write, a real person answers — the same one who will guide you through the entire process.

Credentials you can verify

Active FL licenseFL License

AHIP Certified 2026Medicare certification (AHIP)

10+years in Medicare

Free serviceNo cost to you

Tampa · FloridaStatewide coverage

Carriers we work with

We work with Florida's leading insurance carriers across Medicare, ACA Marketplace, dental, and supplemental product lines.

Medicare

Devoted Health

UnitedHealthcare

Aetna Medicare

Wellcare

Wellpoint / Anthem

ACA Marketplace

Ambetter Health

Dental, Vision & Hearing

Ameritas

Aetna

Supplemental Benefits

Aetna

American Home Life

GTL

Ready to find your plan?

A 15-minute conversation can save you hundreds of dollars a year. No commitment.

Get a free quote Message us on WhatsApp

Find your Medicare plan in Tampa without the runaround.

What we offer

Why choose CIENEL?

Credentials you can verify

Carriers we work with

Ready to find your plan?

Frequently asked questions

Find your Medicare plan in Tampa without the runaround.

What we offer

Why choose CIENEL?

Credentials you can verify

Carriers we work with

Ready to find your plan?

Frequently asked questions